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SkillsCast

When Big data and Data Science Meet Credit Decisioning

5th July 2018 in London at CodeNode

There are 22 other SkillsCasts available from Infiniteconf 2018 - The conference on Big Data and AI

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711518171 640

While financial companies use Data Science in their fraud detection models, they do not use it in their credit decisioning models which, instead, use classification and regression to assess the risk of lending to individuals.

In particular with logistic regression using application, behavioural and bureau data, has become an industry standard accepted as an accurate credit risk assessment tool. Recently, however, financial companies have begun considering how Big Data and advanced Data Science techniques (such as neural networks and GBM) could improve their credit decisioning models. The obstacles that must be overcome before Data Science can be used in this way are both significant and varied (including technological, cultural and legal obstacles).

In this talk Roberta will explain how Data Science can work with financial companies to overcome these obstacles and transform their credit decisioning models.

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When Big data and Data Science Meet Credit Decisioning

Roberta Cretella

In January 2018 Roberta accepted to lead as a Senior Manager the new Credit Risk Data Science team at NewDay, the largest credit card issuer in the UK.

SkillsCast

Please log in to watch this conference skillscast.

711518171 640

While financial companies use Data Science in their fraud detection models, they do not use it in their credit decisioning models which, instead, use classification and regression to assess the risk of lending to individuals.

In particular with logistic regression using application, behavioural and bureau data, has become an industry standard accepted as an accurate credit risk assessment tool. Recently, however, financial companies have begun considering how Big Data and advanced Data Science techniques (such as neural networks and GBM) could improve their credit decisioning models. The obstacles that must be overcome before Data Science can be used in this way are both significant and varied (including technological, cultural and legal obstacles).

In this talk Roberta will explain how Data Science can work with financial companies to overcome these obstacles and transform their credit decisioning models.

YOU MAY ALSO LIKE:

Thanks to our sponsors

About the Speaker

When Big data and Data Science Meet Credit Decisioning

Roberta Cretella

In January 2018 Roberta accepted to lead as a Senior Manager the new Credit Risk Data Science team at NewDay, the largest credit card issuer in the UK.

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